Contents insurance

What would you do if you lost everything in your home? Get home content insurance and make a claim.

As your factor we’re responsible for insuring the building you live in, but we're not responsible for insuring the contents of your home or your belongings.

Buying everything again would normally cost a fortune so contents insurance is vital if you want to be covered for loss due to  unexpected events like a fire or flood.

We always recommend you take out contents insurance.

We offer this in partnership with Aviva and Aon. You don't have to take insurance through our partners. You may decide to shop around for your own contents insurance policy.

Premiums with our partners start from as little as £1.90 a month for £8000 of standard cover. If you’re over 60, cover starts at £1.18 for £5000 of standard cover. There’s no claim excess which can be as much as £100 on other policies.

You will usually be covered for loss or damage, including furniture, electrical goods, clothing and jewellery. Different policies offer different levels of cover, but generally you’ll be covered against theft, fire and flood. ‘Accidental damage cover’ is usually optional so don’t assume it’s included in your policy.

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