Building insurance

Each owner has a £100 excess, so common damage would have to be fairly extensive for a claim to be worth pursuing. That said, there is no penalty for claiming and then being advised that the total amount is below the excess. If in doubt, make a claim.

For YourPlace homeowners:
We have secured buildings insurance through Ageas,  The annual premiums are fixed from April 2016 to March 2018 and vary by property type. The costs are: 

Other property types will have separate premiums and please contact us and we can have a quote issued.

For Cube homeowners:
From 1 April 2015, Cube owners are also covered by Ageas. Costs per annum are the same as YourPlace cutsomers - and vary by property types as shown above.

The following areas aren't covered by the buildings insurance policy:

• routine maintenance and general repairs that become necessary due to normal wear and tear. These are the responsibility of every owner.
• the contents of your home are not covered under this policy. We can offer you contents insurance at a great price - speak to our team for more details or ask for more information on our online form.
• damage that happens after your home has been empty or unfurnished for more than 60 days in a row, unless the damage is caused by a fire, storm or flood.

• fire, storm or flood damage
• malicious acts or vandalism - as long as you report these to the police and get a crime reference number
• theft or attempted theft
• accidental damage - for example, if you accidentally drop something in your sink and crack it, you can claim against your policy. Many buildings insurance policies don’t provide this level of cover as standard.

Check your policy booklet for full details of cover. If you need another copy, please contact us.

Yes. 

All profits that we receive are gifted to the Wheatley Foundation.